If you want 60 FPS on a low-end PC, you must combine the PROFILEOPTIONS tweak with the user.cfg mod and the Windows performance optimizations.
(Where NeedForSpeedPayback.exe is located). nfs payback low end pc config file top
If you have an Intel HD Graphics card, a 2GB GPU, or an old Core i3 processor, the in-game settings menu won't save you. You need to go deeper. If you want 60 FPS on a low-end
After applying this config, never open the "Graphics Settings" menu inside NFS Payback again. The menu will show "Custom" settings, but the moment you click a slider, the game will try to delete your config. Stay in the garage, enjoy the rubber-band AI, and drive fast. a 2GB GPU